When was the last time you looked up and pondered the color of a ceiling? Switching up a ceiling color is a great way to change the appearance of an entire room. So before you build that new home, here are some options to consider:
Revisiting population data, the U.S. Census Bureau recently zeroed in on the living arrangements of adults over the last 40-plus years. Notably, the majority of adults in both 1970 and 2014 shared a household with a spouse. But if trends bear out, the gap between married adults and unmarried adults sharing households will close—fast.
According to Freddie Mac’s recent Primary Mortgage Market Survey ® (PMMS®), the average 30-year fixed-rate mortgage (FRM) ducked beneath four percent to 3.98 percent amid ups and downs on the home front and overseas. The survey also indicates the average 15-year FRM declined to 3.17 percent, the 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) moved down to 2.95 percent, and the …
A number of products and services exist to help homeowners protect what will likely be the largest investment they’ll make – buying a home. The key to their effectiveness is gaining a clear understanding of various industry terms, defined by the non-profit National Home Service Contract Association (NHSCA).
When planning to buy a home, your first of order of business shouldn’t be creating a wish list – it should be reviewing your credit. While it’s possible to buy a home without a mortgage, most people don’t have that kind of cash, and your credit is a major factor in lender decisions. “Before applying for any loan, be sure …
As the economy continues to stabilize, more Americans are experiencing improvement in credit application rates and credit rejection rates, including those of mortgages and mortgage refinances, reports the Federal Reserve Bank of New York. According to the Bank’s recent SCE Credit Access Survey, there are now more successful applicants and fewer rejected and discouraged credit seekers. Thirty-four percent of survey …
If you are on the fence about buying a home, consider this: waiting to buy could cost thousands in accumulated wealth. According to a recent realtor.com® report, the financial penalties of delaying or forgoing on a home purchase have become very steep – the average buyer is estimated to gain $217,726 (in today’s dollars) in wealth over a 30-year period. …
Mortgage rates recently dropped in response to global uncertainty, helping to keep buyer activity strong toward the close of the homebuying season, according to Freddie Mac’s Primary Mortgage Market Survey® (PMMS®). The results of the survey found the 30-year fixed-rate mortgage (FRM) averaging 4.04 percent, and the 15-year FRM averaging 3.20 percent. The 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged …
Utilities switched, moving truck reserved, new home secured, boxes packed – as you work through your moving checklist, are you forgetting something? Have you taken steps to make the move as easy as possible for the only family member who has no say about your relocation: the family pet? While pets add an element to any move, it doesn’t have …
