Credit card debt is the third largest source of household debt, behind only mortgages and student loans. According to Equifax, the average credit card balance is about $1,224 per card. “Credit cards are a significant source of debt for millions of Americans, and that’s why it’s so important to develop the knowledge and skills to manage them effectively,” says Steve …
It’s a competition that transcends the ages – not David and Goliath – we’re talking range versus stove. A lot of new homebuyers ponder this most basic but critical home appliance when they’re building a new home. So, we turned to Janet Hall at www.remodelista.com for some guidance. She defines the difference between range or a cooktop-wall oven combination: Hall …
From fitting laundry into your schedule to removing tough stains, keeping your wardrobe and linens clean is no easy task. To keep fabrics looking their best, use these tips. 1. Don’t Forget to Prep – Invest in multiple hampers to separate everything by color and fabric. When organizing laundry, close all zippers and untangle pant legs and tablecloths before starting a …
A majority of Americans are confident in their most recent big financial decision, such as picking a credit card, buying a home or car or refinancing a mortgage, and as many as 59 percent say they deserve an “A” or a “B” when it comes to their personal financial knowledge, according to a recent survey by the National Foundation for …
When selecting a tree to plant at home, it’s important to keep in mind the future growth of the tree, say the experts at SDG&E, a Sempra Energy utility. Note that as trees grow to mature heights, they can interfere with overhead power lines and, in some cases, underground utility lines. Before planting a new tree, follow these safety guidelines. …
We are always thrilled to hear when folks make the jump to home ownership. And it’s important for prospective homeowners to know about all the resources available to them to help the experience go as smoothly as possible, especially when it comes to financing. Earlier this year, the U.S. Consumer Finance Protection Bureau (consumerfinance.gov) released a report with some revealing …
In many homes today, it’s a common practice to hang a flat screen television above the hearth. While it may be appealing aesthetically, homeowners must be cautious when considering installing a TV above the fireplace, says the Chimney Safety Institute of America (CSIA). Keep safety in mind with these tips.
You only get one chance to make a first impression and that first statement for your home begins with your front door. Fortunately, there are a few simple projects to help welcome your family and friends into your home with style. Start fresh with a new door Sometimes the simplest answer is to begin with a clean slate and replace …
In an attempt to bolster the buying experience for first-time buyers, Fannie Mae recently announced the HomePath®Ready Buyer™program, qualifying first-time homebuyers to receive up to three percent of the purchase price in closing cost assistance toward the purchase of a HomePath property, upon completion of an online homebuyer education course. On a $150,000 home, this could result in up to …
